Insurance for electrical contractors

At Darwin’s we provide:-

  • Specialism – we have been a leading specialist in the provision of insurance covers for the Electrical, Heating & Ventilation industries for many years.
  • Exclusivity – market exclusive product with a leading UK Insurer.
  • Proven Track Record – we have worked closely with the Electrical, Heating & Ventilation industries for many years.
  • Competitive Premiums – we continually strive to provide the best cover at the most competitive terms available.
  • Service – unrivalled, consistent service provided by our team of UK wide account executives and client advisers.
  • Professional Claims Handling – we manage the claims through to conclusion.

Unique Benefits

We have negotiated some important benefits for our Electrical Contractor clients including:-

  • Discounts for NICEIC or ECA accreditation.
  • No proposal form required.
  • Various types of Electrical Contractors catered for.
  • Premiums that are not subject to an annual declaration adjustment – no additional charges at the end of the year.

Cover Summary

Standard cover and limits:-

  • Employers Liability - £10,000,000
  • Public and Products Liability - £5,000,000 (higher limits available on request)
  • Products Efficacy - £5,000,000 (higher limits available on request)
  • Loss of Keys and Consequential Loss following Loss of Keys - £150,000
  • Fidelity Guarantee - £250,000
  • Financial Loss - £1,000,000

Optional cover and limits:-

  • Professional Indemnity - £100,000 (optional)
  • Property, business interruption and money risks.
  • Contractors All Risks
  • Legal Expenses - £100,000
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Help & advice

Other covers available

  • Cyber & Data Risks
  • Computer
  • Engineering
  • Directors & Officers Liability
  • Commercial Legal Expenses
  • Motor Fleet / Commercial Vehicle
  • Motor Legal Expenses
  • Group Personal Accident
  • Insurance Bonds