Insurance for flooring contractors and distributors

We have had a strong relationship with Darwin Clayton for many years, and I have always been extremely happy with the professional service and competitive premiums that they provide.  I am looking forward to continuing our working relationship in the years to come.

John Butler, John Butler Contracts Ltd

At Darwin Clayton we provide:-

  • Specialism – we have developed a specialist insurance solution for the Flooring sector and work closely with the Contract Flooring Association (CFA).
  • Exclusivity – market exclusive product with a leading UK Insurer.
  • Competitive Premiums – we continually strive to provide the best cover at the most competitive terms available.
  • Service – unrivalled, consistent service provided by our team of UK wide account executives and client advisers.
  • Professional Claims Handling – we manage the claims through to conclusion.

Unique Benefits

We have negotiated some important benefits for our Flooring sector clients including:-

  • Discounts for CFA membership and good claims record.
  • No proposal form required.
  • Contractors and distributors/suppliers catered for.
  • Premiums that are not subject to an annual declaration adjustment – no additional charges at the end of the year.

Cover Summary

Standard cover and limits:-

  • Damage to Property Worked Upon - £5,000,000
  • Employers Liability - £10,000,000
  • Public and Products Liability - £5,000,000 (higher limits available on request)
  • Products Efficacy - £5,000,000 (higher limits available on request)
  • Loss of Keys and Consequential Loss following Loss of Keys - £100,000
  • Fidelity Guarantee - £250,000 any one employee
  • Financial Loss - £1,000,000
  • Defective Workmanship - £250,000

Optional cover and limits:-

  • Professional Indemnity - £250,000 or £500,000 (higher limits available)
  • Property, Goods in Transit, Business Interruption and Money Risks.
  • Contractors All Risks
  • Legal Expenses - £100,000

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Help & advice

Other covers available

  • Cyber & Data risks
  • Computer
  • Engineering
  • Directors & officers
  • Motor fleet / Commercial vehicle
  • Motor Legal expenses
  • Group personal accident
  • Insurance bonds