Insurance for heating, ventilation and air conditioning companies

The service provided was exceptional and the clear and concise advice given over the course of the claim helped avoid any additional stress.

Gavin Pykerman, Claremore Mechanical Services Ltd

At Darwin Clayton we provide:-

  • Specialism – we are a leading specialist in the provision of Insurance covers to this dynamic and fast evolving industry.
  • Proven Track Record – we have worked closely with the HVAC sector for many years.
  • Exclusivity – market exclusive product with a leading UK Insurer.
  • Competitive Premiums – we continually strive to provide the best cover at the most competitive terms available.
  • Service – unrivalled, consistent service provided by our team of UK wide account executives.
  • Professional Claims Handling – we manage the claims through to conclusion.

Unique Benefits

We have negotiated some important benefits for our HVAC clients including:-

  • Key extensions in cover including Professional Negligence, Loss of Keys and Financial Loss.
  • All types of Heating, Ventilating, Air conditioning and Associated services business catered for.

Cover Summary

Standard cover and limits:-

  • Employers Liability - £10,000,000
  • Public and Products Liability - £5,000,000 including damage to property being worked upon (higher limits available on request)
  • Financial Loss - £100,000
  • Professional Indemnity - £100,000 (separate policies can be arranged for increased limits)
  • Defective Workmanship - £50,000
  • Products Efficacy - £5,000,000

Optional cover and limits:-

  • Contractors “All Risks” in relation to Contract works, Own and Hired plant and employees tools.

Download documents

Help & advice

Other covers available

  • Buildings & Contents
  • Business Interruption
  • Money
  • Cyber & Data Risks
  • Computer
  • Engineering
  • Professional Indemnity
  • Directors & officers
  • Commercial Legal Expenses
  • Motor Fleet / Commercial vehicle
  • Legal Expenses
  • Group Personal Accident
  • Insurance Bonds