Insurance for locksmiths

Keys in door lock

At Darwin's we provide:-

  • Specialism – we are a leading specialist in the provision of insurance covers within this industry for many years.
  • Proven Track Record – we have worked closely with the MLA for many years.
  • Exclusivity – market exclusive product with a leading UK Insurer.
  • Competitive Premiums – we continually strive to provide the best cover at the most competitive terms available.
  • Service – unrivalled, consistent service provided by our team of UK wide account executives.
  • Professional Claims Handling – we manage the claims through to conclusion.

Unique Benefits

We have negotiated some important benefits for our Locksmith clients including:-

  • No proposal form.
  • All types of Locksmith businesses catered for including Mobile and Auto Locksmiths.
  • Discounts for MLA membership..
  • Premiums that are not subject to an annual declaration adjustment – no additional charges at the end of the year.

Cover Summary

Standard cover and limits:-

  • Employers Liability - £10,000,000
  • Public and Products Liability - £2,000,000 (higher limits available on request)
  • Products Efficacy - £2,000,000 (higher limits available on request)
  • Loss of Keys and Consequential Loss following Loss of Keys - £150,000
  • Fidelity Guarantee - £250,000
  • Financial Loss - £1,000,000

Optional cover and limits:-

  • Professional Indemnity
  • Property, business interruption and money risks.
  • Contractors All Risks
Download proposal form

Download documents

Help & advice

Other covers available

  • Computer
  • Engineering
  • Directors & officers
  • Commercial legal expenses
  • Motor fleet
  • Commercial vehicle
  • Motor Legal expenses – Proximo
  • Group personal accident
  • Insurance bonds