News and bulletins

The latest from Darwin Clayton and the insurance industry.

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  • Bonfire Night Safety

    October 2019

    Bonfire night is a time to enjoy the chilly outdoors with family and friends. However it’s also important to remind ourselves to stay safe by following some simple guidance and advice. Sparklers, fireworks and bonfires are all safety hazards and could impose danger if not respected.

  • Can hacking be used for good rather than evil?

    October 2019

    When you hear the word ‘hacker’ what do you think of?

  • Fire safety with Outside storage

    September 2019

    Serious fires originating in outside storage are a frequent occurrence, due to the range of occupancies commonly encountered there, often resulting in widespread destruction and major business interruption.

  • Accident-prone: the stats for UK road traffic accidents

    September 2019

    You’d be mistaken for thinking road traffic accidents only happen to a certain type of driver. In fact, any road user of any age driving any vehicle anywhere in the country could cause a collision. Which is exactly why we pay car insurance in the first place.

    However, some areas, drivers and manufacturers are more error-prone than others. Let’s crunch the numbers.

  • Have you checked your carbon monoxide alarm recently?

    September 2019

    Known as ‘the silent killer’, accidental carbon monoxide poisoning causes around 60 deaths in the UK every year throughout England and Wales. One in 10 adults in Britain has experienced some degree of carbon monoxide poisoning in their homes. When it is breathed in, it renders your body unable to carry oxygen, causing vital functions to slowly fail.

  • Is the threat of flooding in the UK on the rise?

    September 2019

    For those who don’t take global warming seriously by now, you might be surprised at the predictions that have been made by the Environment Agency (EA) regarding UK flood defence.

  • How IR35 changes will affect contractors in 2020

    September 2019

    Typically referred to as IR35, the Intermediaries Legislation was implemented in 2000 to tackle tax avoidance by contractors who did the work of permanent employees but bill through their services via limited companies. By doing so, such contractors could avoid being taxed in the same way as full-time permanent employees. This similarly benefits the employers who subsequently do not need to pay these ‘limited companies’ National Insurance contributions or provide employee benefits.

  • Cardinus - Managing Fire Safety

    August 2019

    Fire is probably the most likely catastrophic risk to which we are exposed; this exposure can occur not only in the workplace but also in the home. When a fire occurs, not only does it pose a major threat to life but it can destroy property and cause major business loss, or in many cases, failure.

  • The Driver's Duty to Report a Collision

    August 2019

    After an accident do our fleet drivers know their legal responsibilities? John Davidge of Cardinus Risk Management takes a look.

    Imagine the scene – you’re driving along the road, minding your own business when an oncoming car swoops into view, drifting slightly towards you – and BANG! Your driver’s door mirror is no more. What’s more, the offending car is disappearing fast in the distance without stopping. Well, how much is that going to cost me…? It’s frustrating, but it’ll get repaired in a few days. It’s more money gone but that is the cost of running a car these days.

  • Managing the risk of heat stress

    August 2019

    Whether high temperatures are the norm in your working environment or circumstances have made it temporarily uncomfortable, it’s essential for you or your employees to be able to work safely in these conditions

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